Liaison office of Grand Ayatullah Sayyid Ali Al Sistani (L.M.H.L) in London, Europe, North and South America.
2105. It is not necessary that the formula of purchase and sale be
pronounced in Arabic. For example, if the seller says in any language: "I have
sold this property in exchange of this money", and the buyer says: "I accept
it", the transaction is in order. However, it is necessary that the buyer and
the seller should have Niyyat of Insha' - which means that by uttering the above
mentioned words, they are genuinely intent upon buying and selling.
2106. If the formula is not uttered at the time of transaction, but
the seller hands over to the buyer that which he owns, in exchange of the
property which he takes from the buyer; the transaction is in order, and both of
them become the owners.